Associated Banc Corp Stock Analysis
| ASB Stock | USD 27.26 0.09 0.33% |
IPO Date 7th of September 1984 | 200 Day MA 25.0768 | 50 Day MA 26.3344 | Beta 0.795 |
Associated Banc Corp holds a debt-to-equity ratio of 0.32. At present, Associated Banc's Net Debt is projected to increase significantly based on the last few years of reporting. The current year's Long Term Debt is expected to grow to about 1.9 B, whereas Short and Long Term Debt Total is forecasted to decline to about 3.2 B. With a high degree of financial leverage come high-interest payments, which usually reduce Associated Banc's Earnings Per Share (EPS).
Asset vs Debt
Equity vs Debt
Associated Banc's liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. Associated Banc's cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps Associated Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect Associated Banc's stakeholders.
For most companies, including Associated Banc, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for Associated Banc Corp, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, Associated Banc's management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book 0.9495 | Price Sales 3.1565 | Shares Float 162.3 M | Dividend Share 0.93 | Wall Street Target Price 30.2 |
Associated Banc Corp is overvalued with Real Value of 22.24 and Target Price of 30.2. The main objective of Associated Banc stock analysis is to determine its intrinsic value, which is an estimate of what Associated Banc Corp is worth, separate from its market price. There are two main types of Associated Banc's stock analysis: fundamental analysis and technical analysis.
The Associated Banc stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Associated Banc's ongoing operational relationships across important fundamental and technical indicators.
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Associated Stock Analysis Notes
About 88.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.95. Some equities with similar Price to Book (P/B) outperform the market in the long run. Associated Banc Corp has Price/Earnings To Growth (PEG) ratio of 2.27. The entity last dividend was issued on the 2nd of March 2026. The firm had 3:2 split on the 13th of May 2004. Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products to individuals and businesses in Wisconsin, Illinois, and Minnesota. Associated Banc-Corp was founded in 1861 and is headquartered in Green Bay, Wisconsin. Associated Banc operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 4101 people. For more info on Associated Banc Corp please contact Andrew Harmening at 920 491 7500 or go to https://www.associatedbank.com.Associated Banc Quarterly Total Revenue |
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Associated Banc Corp Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Associated Banc's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Associated Banc Corp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
| Over 88.0% of the company shares are held by institutions such as insurance companies | |
| On 15th of December 2025 Associated Banc paid $ 0.24 per share dividend to its current shareholders | |
| Latest headline from news.google.com: AlphaQuest LLC Makes New Investment in Associated Banc-Corp ASB - MarketBeat |
Associated Largest EPS Surprises
Earnings surprises can significantly impact Associated Banc's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-07-21 | 2011-06-30 | 0.13 | 0.15 | 0.02 | 15 | ||
2011-01-20 | 2010-12-31 | 0.06 | 0.04 | -0.02 | 33 | ||
2009-04-16 | 2009-03-31 | 0.25 | 0.28 | 0.03 | 12 |
Associated Banc Environmental, Social, and Governance (ESG) Scores
Associated Banc's ESG score is a quantitative measure that evaluates Associated Banc's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Associated Banc's operations that may have significant financial implications and affect Associated Banc's stock price as well as guide investors towards more socially responsible investments.
Associated Stock Institutional Investors
| Shares | Northern Trust Corp | 2025-06-30 | 2.1 M | Goldman Sachs Group Inc | 2025-06-30 | 2.1 M | American Century Companies Inc | 2025-06-30 | 2 M | Norges Bank | 2025-06-30 | 2 M | Allspring Global Investments Holdings, Llc | 2025-06-30 | 1.9 M | Pzena Investment Management, Llc | 2025-06-30 | 1.9 M | Aqr Capital Management Llc | 2025-06-30 | 1.8 M | Verition Fund Managegment, Llc | 2025-06-30 | 1.8 M | Bank Of New York Mellon Corp | 2025-06-30 | 1.7 M | Blackrock Inc | 2025-06-30 | 20.9 M | Vanguard Group Inc | 2025-06-30 | 18.1 M |
Associated Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 4.53 B.Associated Profitablity
The company has Net Profit Margin of 0.33 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.45 %, which entails that for every 100 dollars of revenue, it generated $0.45 of operating income.| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Equity | 0.03 | 0.03 |
Management Efficiency
Associated Banc Corp has Return on Asset of 0.0108 % which means that on every $100 spent on assets, it made $0.0108 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0991 %, implying that it generated $0.0991 on every 100 dollars invested. Associated Banc's management efficiency ratios could be used to measure how well Associated Banc manages its routine affairs as well as how well it operates its assets and liabilities. As of February 2, 2026, Return On Tangible Assets is expected to decline to 0. In addition to that, Return On Capital Employed is expected to decline to 0.02. At present, Associated Banc's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 45 B, whereas Total Current Assets are forecasted to decline to about 5 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 27.28 | 28.65 | |
| Tangible Book Value Per Share | 20.03 | 21.03 | |
| Enterprise Value Over EBITDA | 22.01 | 12.52 | |
| Price Book Value Ratio | 0.91 | 1.55 | |
| Enterprise Value Multiple | 22.01 | 12.52 | |
| Price Fair Value | 0.91 | 1.55 | |
| Enterprise Value | 405.5 M | 360.4 M |
Leadership at Associated Banc emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Technical Drivers
As of the 2nd of February, Associated Banc shows the Risk Adjusted Performance of 0.0685, mean deviation of 1.1, and Downside Deviation of 1.36. Associated Banc Corp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Associated Banc Corp Price Movement Analysis
The output start index for this execution was twenty-three with a total number of output elements of thirty-eight. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Associated Banc middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Associated Banc Corp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
Associated Banc Corp Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Associated Banc insiders, such as employees or executives, is commonly permitted as long as it does not rely on Associated Banc's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Associated Banc insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Associated Banc Outstanding Bonds
Associated Banc issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Associated Banc Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Associated bonds can be classified according to their maturity, which is the date when Associated Banc Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Associated Banc Predictive Daily Indicators
Associated Banc intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Associated Banc stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Associated Banc Corporate Filings
8K | 22nd of January 2026 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 16th of January 2026 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 13th of January 2026 Other Reports | ViewVerify | |
| 9th of January 2026 Other Reports | ViewVerify | |
| 7th of January 2026 Other Reports | ViewVerify | |
| 30th of December 2025 Other Reports | ViewVerify | |
F4 | 16th of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 10th of December 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
Associated Banc Forecast Models
Associated Banc's time-series forecasting models are one of many Associated Banc's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Associated Banc's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Associated Banc Corp Debt to Cash Allocation
As Associated Banc Corp follows its natural business cycle, the capital allocation decisions will not magically go away. Associated Banc's decision-makers have to determine if most of the cash flows will be poured back into or reinvested in the business, reserved for other projects beyond operational needs, or paid back to stakeholders and investors.
Associated Banc Corp has 3.16 B in debt with debt to equity (D/E) ratio of 0.32, which is OK given its current industry classification. Nevertheless, prudent borrowing could serve as an effective mechanism for Associated to finance growth opportunities yielding strong returns. Associated Banc Common Stock Shares Outstanding Over Time
Associated Banc Assets Financed by Debt
The debt-to-assets ratio shows the degree to which Associated Banc uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.Associated Banc Debt Ratio | 8.03 |
Associated Banc Corporate Bonds Issued
Most Associated bonds can be classified according to their maturity, which is the date when Associated Banc Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Associated Short Long Term Debt Total
Short Long Term Debt Total |
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About Associated Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Associated Banc prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Associated shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Associated Banc. By using and applying Associated Stock analysis, traders can create a robust methodology for identifying Associated entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | 0.24 | 0.17 | |
| Operating Profit Margin | 0.24 | 0.17 | |
| Net Profit Margin | 0.19 | 0.13 | |
| Gross Profit Margin | 0.58 | 0.53 |
Current Associated Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Associated analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Associated analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Consensus | # of Analysts | |
| 30.2 | Buy | 10 | Odds |
Most Associated analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Associated stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Associated Banc Corp, talking to its executives and customers, or listening to Associated conference calls.
Associated Stock Analysis Indicators
Associated Banc Corp stock analysis indicators help investors evaluate how Associated Banc stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Associated Banc shares will generate the highest return on investment. By understating and applying Associated Banc stock analysis, traders can identify Associated Banc position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 923.8 M | |
| 50 Day M A | 26.3344 | |
| Common Stock Shares Outstanding | 166.6 M | |
| Other Operating Expenses | 1.9 B | |
| Total Cashflows From Investing Activities | -2.2 B | |
| Quarterly Earnings Growth Y O Y | 0.304 | |
| Forward Price Earnings | 9.6339 | |
| Stock Based Compensation | 37.6 M |
Complementary Tools for Associated Stock analysis
When running Associated Banc's price analysis, check to measure Associated Banc's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Associated Banc is operating at the current time. Most of Associated Banc's value examination focuses on studying past and present price action to predict the probability of Associated Banc's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Associated Banc's price. Additionally, you may evaluate how the addition of Associated Banc to your portfolios can decrease your overall portfolio volatility.
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